In today’s day and age, you have to have a great credit score if you want to qualify for any type of loan out there. If you have failed to optimize your credit score over the years, this makes be getting in your way of getting a great car loan or even a mortgage. The good news is that a credit score can always be improved on. For some, it may be a quick repair. For others swamped in debt, it may take a bit longer. In today’s article, I am going to be going over some ways that you can fix your credit.
- Clean up your debt
To help your credit score, you first have to get rid of the credit card debt that you already have. The average household in America owes sixteen thousand in credit card debt. The bad this is that debt has been rising over the years. One way I would get rid of the debt is with the debt avalanche method. This method is where you pay off the debt with the highest interest first. By making this your number one priority, you will save money on the interest in the long run. If you are dealing with smaller debts, say a total credit card debt of $2,000, you can use the debt snowball method. This is where you tackle the smallest debt first.
- No cash, no credit
Let’s face the harsh reality of finances. If you can’t pay for it cash, what makes you think putting it on a credit card will make it any cheaper? In fact, it actually makes it more expensive as the interest accrues over time. This can be disastrous if it is a larger debt with a high interest rate. With that being said, I would only put things on credit that I know for sure I will be able to pay back at the end of the month. These are things like gas expenses and grocery bills.
If you are looking for great financing out there, go with GreenSky Credit. GreenSky Credit has 12,000 ready to help you build your financial future. GreenSky Credit has been reliable over the years. In the end, GreenSky Credit is the right choice for you!
USHEALTH Group takes its customer service and professionalism seriously and the industry noticed. The insurance firm received the Gold Stevie Award in the 11th Annual Stevie Awards which recognizes outstanding sales & customer service. It also received a gold medal in the 2016 One Planet Business and Professional Excellence Awards. USHEALTH Group CEO Troy McQuagge received a gold medal in the 2016 One Planet competition, as well.
“We’re proud to have been recognized year after year with some of the most prestigious business awards, the coveted Stevie Awards,” McQuagge said. “Such world-class awards demonstrate an unmistakable truth; that excellence in business doesn’t just happen… it has to be earned.”
USHEALTH Group did it by continually growing its services, products, and high level of service. It continues to grow its family of products, offering a diverse level of health coverages, dental, vision, accident, and life insurance.
Just the Right Coverage
USHEALTH offers this diversity so consumers can tailor plans to their specific needs. It has honed its coverages and customer service throughout more than 50 collective years in the insurance industry. Consumers may choose from insurance plans covering:
- specified disease/sickness,
- critical illness,
- short-term accident disability income,
Health coverage options range from a zero deductible insurance that covers virtually everything to a minimum coverage that meets the ten points required by the Health Care Portability Act.
Customer Needs First
USHEATH Group’s focus on the customer extends to the training and management programs it uses internally, including its mission theme: Helping Other People Everyday (HOPE). Whether contacting the company in person, via phone, or online, its insured find easy to access information. Its website provides its customers personalized information regarding their:
- insurance coverage,
- health & wellness,
- treatment options,
- treatment cost estimates,
- pharmacy and prescription services.
It has served more than 15 million customers, so far. As it continues its growth, it expects to serve many more.
Learn more about USHealth Group: https://www.crunchbase.com/organization/ushealth-group#/entity
The Original Washoe Health System
Renown Health is one of the largest locally owned healthcare facilities in Northern Nevada that is not for profit. System-wide they was able to grow to have more than five thousand and five hundred employees.
They originally went by the name of Washoe Health System and was founded in 1862 and in 1864 it was Nevada’s first hospital.
In 2006, Washoe changed its name to Renown Health and in 2007 became the first hospital to perform robotic surgery in Northern Nevada using the DaVinci surgical system.
In 2014, Slonim became the president and CEO of Renown Health. He is board certified in Pediatrics, Internal Medicine and Pediatric Critical Care. In the month of July, the organization was the fourth in the world to perform The DaVinci surgery and the first in the West Coast Area. Later that year, Renown Health and the University of Nevada School of Medicine decided to expand and increase the number of physicians who practice in the Northern Nevada area by expanding the medical school.
Renown In Summit Mall, South Reno
Renown Medical Group, located at the Summit Mall, is a clinic that provides care services in the South Reno area. Medical Director , Dr. McCormack, explained during a telephone interview that the clinic was designed to offer an inviting and comfortable atmosphere for individuals that were looking for assistance.
She explained that they might wait to see what kind of healthcare will be on the market since it is a time of transformation between Obamacare and its replacement. The clinic currently has a dedicated staff of 11 people and is looking for at least one more primary care physician and nurse. Dr. McCormack stated that the area has a large growing population and this should increase and improve their need for primary care clinics in the region.
Health insurance tops the list of some of the most vital covers in life. This is because medical expenses are very expensive to the extent of a doctor’s bill totaling to the paycheck of a single family or even, an individual. Just like a salary paycheck, health care insurance is vital. That is why USHEALTH Group continues to pride itself through the services it offers. Geographically located in Fort Worth Texas, the company through its affiliates is committed to providing clients with innovative life, sickness, accident, and disability insurance solutions for individuals who are self-employed, families, private, medium and large business owners including employees. Through the insurance companies, USHEAKTH Group has extended its services to over 15 million clients with individually tailored covers for clients for over fifty years.
In the category of specified diseases and sickness, USHEALTH Group through its subsidiaries understands that all clients have different specified needs. The company believes in choice and the value of customers. Through the belief, the company allows customers to choose the preferred choice of cover offered. To that end, they have generated a vast portfolio of insurance covers that enhance customer choice. Their creative and modern product design makes USHEALTH Groups specially qualified to meet each client’s demand for flexibility, reliability in addition to affordability.
For customers on a limited budget, the company provides a portfolio featuring innovative products for first dollar benefits. This collection includes substantial networked discounts through a broad spectrum of service providers. The cover still issues first dollar protection in addition to assurances on limited protection offers. For clients who prefer insurance cover with a more tailored approach, the USHEALTH Group insurance firm offers a special selection of tailored coverage for disease and accidents. The cover is usually flexible and affordable for the clients.
The primary operating objective of USHEALTH Group is embedded in their commitment to customer satisfaction. With its affiliates, the company understands the vital truths. All clients have unique, differentiated needs. The second rule it operates through is that all clients must be served. That is why USHEALTH Group offers a broad selection of affordable solutions that meet customer demand.
Human beings have had to deal with the uncertainty of not knowing if and when they have contracted diseases for a very a long time. Furthermore, the case of certain diseases having high incubation periods resulting in sudden deaths has been mind-boggling.
Lifeline Screening is a company that focusses on conducting medical tests and screening to identify and therefore prevent diseases in a human body. This company incorporates modern technology, EKG screening and use of ultrasounds ,to guarantee accurate lab results. In addition, the methods used to carry out the lab tests are painless, convenient and very affordable. Discussed here are some of the methods.
Methods used to conduct lab tests
First and foremost, Lifeline Screening uses ultrasounds screening carry out lab tests. Ultrasound screenings is a process that relies on the use of sound waves to show images of the inside body structure of the human being. When using ultrasounds, the doctor focuses high-frequency sounds on a specific area of the body and the echoes returning are recorded as feedback.
This method is widely known as it used to check on the progress of the fetus. This approach has many advantages as it is not invasive and is painless. At lifelong screening, tests are done using a more advanced ultrasound screen. This company uses Doppler color flow ultrasound to ensure that the lab tests are accurate and reliable.
Secondly, the use of finger-stick blood technique is a method that is used in this company. This method involves pricking of a finger and collecting drops of blood for the lab tests. The results of the tests are then availed to the patient often in not more than 10 minutes.
Apart from these methods, lifelong screening also uses Electrocardiograph. This method is used to determine heart conditions. EKG method is non-invasive, quick and requires no preparation. Furthermore, it is a more reliable method of checking irregularities in the heart of a human being.
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